Cancel
Search
Get a loan on your luxury assets.
Use your Watches & Jewelry as collateral for a quick & easy loan.
Why Choose Financier?
Quite simply, we are the best choice of lender when using luxury assets as collateral. We make it a simple experience.
With more than 18 years in business, Financier has a wealth of knowledge in evaluating, purchasing, selling, and financing on high-end timepieces from popular brands like Rolex, Audemars, Cartier, Patek Phillipe, and others.
Leverage your Assets.
Arrange a loan against your Luxury Watches, Diamonds, and Gold with Financier today and you can walk out with instant cash.
Quick and Easy
At Financier, we believe in a simple process. Get your quote today and see how much cash you can get for your watches and jewelry.
Loan Size
We currently hold collateral loans valued at up to $5,000,000. All terms and fees are based on the assets and loan duration.
No Hidden Fees
Financier is New York's leading luxury watches and jewelry lender that offers great loans with ZERO hidden fees!
Benefits of Watch & Jewelry Collateral Loans:
Collateral loans for high-end watches and jewelry are suitable for sentimental items and things you'll want to keep someday.
How does it work?
At Financier, you can either sell your pricey timepieces or use them as security for a loan. After the appraisal, we will make a loan or payout offer for the approximate value of your timepiece.
Financier makes collateralized loans on Luxary Watches, Gold, Diamonds, Platinum, and Fine Designer Jewelry.
Take it from us.
Better yet, Our customers.
Excellent fast and easy service.
Excellent fast and easy service. Thank you Financier!
Great service and terms!
Nathan was very helpful and friendly. I was able to liquidate my watch collection and use the funds for a project. Received all my items back in pristine condition.
Great and fast service
Really nice staff and fast service I'm definitely going to be recommending and use again
Very great service!
Very great service! Ended up selling a few pieces and got a loan on some watches. Thank you Financier team!
My representative
My representative, Nati, was beyond exceptional. He answered all my questions and without hesitation always made sure I understood the process and made sure I was fully satisfied.
Frequently Asked Questions
What kind of assets does Financier accept as collateral for a loan?
Financier accepts several types of personal assets as collateral for a loan; including, Luxury Watches, Diamonds, Fine Jewelry, Gold & Precious Metals.
Have something else to offer? Financier is open-minded and entrepreneurial. We have provided loans on other types of assets as well, ranging from rare coins to high-end designer handbags. Contact us with the details of your item and we will do everything we can to assist you.
How do you determine the value of my item?
Our typical LTV (loan-to-value) ratio is 65% – 75% of the estimated liquid wholesale value of your asset. For example, say you purchased a diamond from a competitively priced retail store for $6,000. The wholesale value would likely be somewhere in the area of $4,500. We would then loan 75% of that value, meaning your loan amount would be approximately $3,375.
Does Financier conduct credit checks?
Financier does not conduct credit checks or employment verification on loans under $1,000,000. For loans $1,000,000 and greater, a simple background and credit check to ensure no pending insolvency. Financier does not report to any credit agencies and our loans are 100% private. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.
Where will my assets be stored?
All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security monitored, fireproof vaults. Your items are also fully insured for their full replacement value while in our custody.
What will the monthly payment be on my loan?
Your minimum monthly loan payment will consist of interest, security, storage, and insurance fees. This amount will depend on the total amount borrowed as well as the type and value of the asset used as collateral, with rates as low as 2.5%.
Is there a minimum or maximum loan period?
Financier offers 30-day loans that can be extended for as many 30 day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. What sets us apart from many of our competitors is the option to pay the loan down in increments as opposed to one lump sum payment. Any amount paid each month above the “monthly rate” will go towards reducing the principal balance therefore reducing your minimum monthly payment. This means our clients can take as little or as long as they need to repay the loan. You have the freedom to structure your monthly payments in any way that best fits your needs and financial situation.
Questions? Comments
Mon - Fri 10AM - 6PM
Saturday - Closed
